Does your portfolio provide you with total peace of mind? Everyone thinks they are “all set”. Newsflash: If your future depends on the volatile stock market or low interest savings and CD’s, there’s more to consider. All investors want to avoid large losses, save on fees, reduce taxes and perhaps […]
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Many articles have been written about why seniors should not own annuities. Those articles are only partially correct. There are a few annuities that ARE good investments for seniors. They do not contain high annual fees, will not lose money and they grow every year even in down markets. Some […]
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In some cases, there are senior women who know little about how to manage their finances and younger married women with careers are often surprisingly uninformed on the basics of finances such as investing, tracking paperwork, handling debt etc. When their husbands die, these women are often completely in the […]
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ANTHONY T. NEWMAN, PRESIDENT You’ve been looking forward to this day for a long time. You want to travel, golf, spend winters in warm weather, see your children and grandchildren more often, volunteer, or start a second career. You should create your retirement financial plan long before you turn in […]
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ANTHONY T. NEWMAN, PRESIDENT Over the years I have met with two types of women investors: those that ignore the importance of being involved in the financial decisions with their spouse or feel they do not have the knowledge or interest to learn about investing. Therefore they leave all the […]
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ANTHONY T. NEWMAN, PRESIDENT Retirement marks an important life transition – and a big financial milestone. As a result, seniors have unique financial planning needs. The goal is to maximize your savings so you can live well today and leave a legacy that’s aligned with your values. In that spirit, […]
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Over the years investors have made mistakes with their investment choices. The following are “Pearls of Wisdom.” A big mistake is taking investment advice from people who are not qualified to give it (neighbors, accountants, attorneys). Get financial advice only from the professionals who devote their lives to it. The […]
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An annuity is a contract or deposit with an insurance company that comes with many benefits including tax-deferral for non IRA money which reduces annual taxes. For IRA money the funds are already tax-deferred. An annuity can be used for Roth IRA’s, 401k’s, 403b’s, IRA’s or non-IRA Money. Annuities also […]
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Many people that I talk to are worried about generating enough money to maintain their lifestyle after retirement. You have spent your entire life working and saving for retirement, and most likely you put a plan in place to help reach your retirement goals that will generate income in retirement. […]
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When it comes to making and keeping an appointment with an attorney, doctor or dentist, most people keep it and are on time. They realize that their estate planning, physical health, and teeth are important. Yet, when it comes to learning about investing, many investors are complacent, procrastinate or cancel […]
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