Annuities come in different shapes and sizes offered by more than 65 companies. Some have high fees, some have low fees and others have no fees. People typically purchase an annuity to create a monthly check for life, for potential growth without risk of losing money, to provide a benefit […]
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Who is your financial role model? If you’re married and said your spouse, you may want to rethink your answer. The latest CNBC Survey found that 20% of married men said their partner or their spouse. But women said 32% are much more likely to rely on their significant other. […]
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If you’re over 50 and concerned that you didn’t save enough for retirement, you may think that you have to or have been advised to work longer. Postponing retirement to 70 will allow you to accumulate more money, pay off debt and collect more money from Social Security. Those who […]
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The stock market has plummeted over seven hundred points since you attended Lifeguard Financial’s Retirement Planning Seminar. Investors should be aware of the risk in their portfolio and should create a better mix of investments that would avoid large losses. If you are losing money, you are outside of your […]
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By now you should be familiar with how the stock market has declined. What if it gets worse? What’s your plan? Do you want to repeat 2008 and suffer more losses? That’s easy. Just do nothing! Stay there on the railroad track again and let yourself get run over because […]
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